VA Home Loans for Veterans and Military

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2,609 Veterans received a personalized quote in the past 24 hours.

night_ends && user_time day_ends && user_time 0) { $(‘.hero.container’).addClass(‘full-vh’); } ; }); } ; }); ]]>Without military experience most loans require at least 3% down.Get More Information →]]>

“,”required”: true,”value” : 1,},”down_payment_notice_html” : {“type”: “html”,”content” : “

Without military experience most loans require at least 3% down.

“},”property_search” : {“label” : “Where are you looking to buy?”,”description” : “City or Zip Code”,”type”: “text”,”invalidMsg”: “Please enter a valid location.”,”placeholder” : “City or Zip Code”,”attr”: “autocomplete=”off” aria-describedby=”init_prop_search_instr” aria-owns=”prop_search_results” aria-expanded=”false” aria-autocomplete=”both” aria-activedescendant=”””},”property_zip” : {“type”: “hidden”},”property_city” : {“type”: “hidden”},”property_state” : {“type” : “hidden”,”required” : true,”invalidMsg”: “Please enter a valid US location.”},”property_state_select” : {“label”: “Where will you be living?”,”type” : “select”,”required” : true,”attr”: “autocomplete=”fmcty_off””,”placeholder” : “Select the property location…”,”onChange” : “setPropertyState”,”options” : [[ “AL” , “Alabama” ],[ “AK” , “Alaska” ],[ “AZ” , “Arizona” ],[ “AR” , “Arkansas” ],[ “CA” , “California” ],[ “CO” , “Colorado” ],[ “CT” , “Connecticut” ],[ “DE” , “Delaware” ],[ “DC” , “District of Columbia” ],[ “FL” , “Florida” ],[ “GA” , “Georgia” ],[ “HI” , “Hawaii” ],[ “ID” , “Idaho” ],[ “IL” , “Illinois” ],[ “IN” , “Indiana” ],[ “IA” , “Iowa” ],[ “KS” , “Kansas” ],[ “KY” , “Kentucky” ],[ “LA” , “Louisiana” ],[ “ME” , “Maine” ],[ “MD” , “Maryland” ],[ “MA” , “Massachusetts” ],[ “MI” , “Michigan” ],[ “MN” , “Minnesota” ],[ “MS” , “Mississippi” ],[ “MO” , “Missouri” ],[ “MT” , “Montana” ],[ “NE” , “Nebraska” ],[ “NV” , “Nevada” ],[ “NH” , “New Hampshire” ],[ “NJ” , “New Jersey” ],[ “NM” , “New Mexico” ],[ “NY” , “New York” ],[ “NC” , “North Carolina” ],[ “ND” , “North Dakota” ],[ “OH” , “Ohio” ],[ “OK” , “Oklahoma” ],[ “OR” , “Oregon” ],[ “PA” , “Pennsylvania” ],[ “RI” , “Rhode Island” ],[ “SC” , “South Carolina” ],[ “SD” , “South Dakota” ],[ “TN” , “Tennessee” ],[ “TX” , “Texas” ],[ “UT” , “Utah” ],[ “VT” , “Vermont” ],[ “VA” , “Virginia” ],[ “WA” , “Washington” ],[ “WV” , “West Virginia” ],[ “WI” , “Wisconsin” ],[ “WY” , “Wyoming” ]],”disabledOptions” : false},”state_unavailable_notice” : {“type”: “hidden”,”required”: true},”state_unavailable_notice_html” : {“type”: “html”,”content” : “

New York Homebuyers:

Due to state regulations, we are not able to accept home loan inquiries for New York properties on this site. If you are interested in a property in another area, you may hit Back and enter a different location.

“},”when_loan” : {“label”: “When are you planning to make your home purchase?”,”type” : “radio”,”required” : true,”placeholder” : “Select your timeframe…”,”options” : [[ “signed purchase agreement” , “Immediately: Signed a Purchase Agreement” ],[ “offer pending” , “ASAP: Found a House/Offer Pending” ],[ “within a month” , “Within 30 Days” ],[ “2 to 3 months” , “2 – 3 Months” ],[ “3 to 6 months” , “3 – 6 Months” ],[ “over 6 months” , “6+ Months” ],[ “no time frame” , “No Time Frame/Still Researching Options” ]]},”preventing_loan” : {“label”: “What prevents you from buying your new home today?”,”type” : “radio”,”required” : true,”class” : “field-stacked”,”options” : [[ “credit” , “My credit rating is too low” ],[ “income” , “My income is too low” ],[ “under_lease” , “I am locked in a rent/lease” ],[ “new_city” , “I am transferring to a new location” ],[ “still_looking” , “I haven’t found a home yet”],[ “other” , “Other” ]]},”property_value” : {“label”: “What is your price range?”,”description”: “(An estimate is fine)”,”type” : “radio”,”required” : true,”options” : [[ “90000”, “under $100,000” ],[ “150000” , “$100,000 – $150,000” ],[ “200000” , “$150,000 – $200,000” ],[ “250000” , “$200,000 – $250,000” ],[ “300000” , “$250,000 – $300,000” ],[ “350000” , “$300,000 – $350,000” ],[ “400000” , “$350,000 – $400,000” ],[ “400001” , “$400,000 or more” ],[ “150001” , “I don’t know”]],”onChange” : “calculateDownPayment”,},”home_value” : {“label”: “What is the value of your home?”,”description”: “(An estimate is fine)”,”type” : “currency”,”required” : true,”attr”: “size=”11″ maxlength=”11″ pattern=”[0-9]*””,”invalidMsg”: “Please enter a valid dollar amount.”,”onChange”: “calcRefiLtv”,},”down_payment” : {“label”: “How much of a down payment would you like to make?”,”description”: “”,”type” : “radio”,”required” : true,”options” : [[ “0” , “0%” ],[ “3.5” , “3.5%” ],[ “5” , “5%” ],[ “10” , “10%” ],[ “15” , “15%” ],[ “20” , “20%” ],[ “21” , “More than 20%” ]]},”credit_rating” : {“label”: “What is your current credit score?”,”type” : “radio”,”required” : true,”options” : [[“Excellent” , “Excellent (720+)”],[“Good” , “Good (680-719)”],[“Fair” , “Fair (640-679)”],[“Below Average” , “Below Average (620-639)”],[“Poor” , “Poor (Below 620)”],[“unknown” , “I don’t know”]],},”current_rate” : {“label”: “What is your current mortgage interest rate?”,”type” : “select”,”required” : true,”placeholder” : “Select your current interest rate…”,”options” : [[ “2.99” , “under 3%” ],[ “3” , “3%” ],[ “3.125” , “3.125%” ],[ “3.25” , “3.25%” ],[ “3.375” , “3.375%” ],[ “3.5” , “3.5%” ],[ “3.625” , “3.625%” ],[ “3.75” , “3.75%” ],[ “3.875” , “3.875%” ],[ “4” , “4%” ],[ “4.125” , “4.125%” ],[ “4.25” , “4.25%” ],[ “4.375” , “4.375%” ],[ “4.5” , “4.5%” ],[ “4.625” , “4.625%” ],[ “4.75” , “4.75%” ],[ “4.875” , “4.875%” ],[ “5” , “5%” ],[ “5.125” , “5.125%” ],[ “5.25” , “5.25%” ],[ “5.375” , “5.375%” ],[ “5.5” , “5.5%” ],[ “5.625” , “5.625%” ],[ “5.75” , “5.75%” ],[ “5.875” , “5.875%” ],[ “6” , “6%” ],[ “6.125” , “6.125%” ],[ “6.25” , “6.25%” ],[ “6.375” , “6.375%” ],[ “6.5” , “6.5%” ],[ “6.625” , “6.625%” ],[ “6.75” , “6.75%” ],[ “6.875” , “6.875%” ],[ “7” , “7%” ],[ “7.125” , “7.125%” ],[ “7.25” , “7.25%” ],[ “7.375” , “7.375%” ],[ “7.5” , “7.5%” ],[ “7.625” , “7.625%” ],[ “7.75” , “7.75%” ],[ “7.875” , “7.875%” ],[ “8” , “8%” ],[ “8.125” , “8.125%” ],[ “8.25” , “8.25%” ],[ “8.375” , “8.375%” ],[ “8.5” , “8.5%” ],[ “8.625” , “8.625%” ],[ “8.75” , “8.75%” ],[ “8.875” , “8.875%” ],[ “9” , “9%” ],[ “9.125” , “9.125%” ],[ “9.25” , “9.25%” ],[ “9.375” , “9.375%” ],[ “9.5” , “9.5%” ],[ “9.625” , “9.625%” ],[ “9.75” , “9.75%” ],[ “9.875” , “9.875%” ],[ “10” , “10%” ],[ “10.01” , “over 10%” ],[ “5.01” , “I don’t know” ]]},”balance” : {“label”: “How much do you currently owe on your home mortgage?”,”type” : “currency”,”required” : true,”attr”: “size=”11″ maxlength=”11″ pattern=”[0-9]*””,”invalidMsg”: “Please enter a valid dollar amount.”,”onChange”: “calcRefiLtv”,},”refi_ltv” : {“type”: “hidden”,”onChange”: “calcRefiTotalLoanAmount”},”refi_total_loan_amount” : {“type”: “hidden”},”refi_ltv_message” : {“type”: “hidden”,”label” : “

Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United.
Learn more about VA Cash-Out Refinancing

Would you still like to see if we can lower your interest rate?

“,”required”: true,”value” : 1},”ny_opq_message” : {“type”: “hidden”,”label” : “

Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.

Get Preapproved Online →“,”required”: true,”value” : 1,},”tx_cashout_message” : {“type”: “radio”,”label” : “

Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.

Would you still like to see if we can lower your interest rate?

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What is your name?

“},”first_name” : {“label” : “First Name:”,”type”: “text”,”required”: true,”placeholder” : “First”,”invalidMsg”: “Please enter your first name.”,”doNotTrack”: true},”last_name” : {“label” : “Last Name:”,”type”: “text”,”required”: true,”placeholder” : “Last”,”invalidMsg”: “Please enter your last name.”,”doNotTrack”: true},”address_label” : {“type”: “html”,”content” : “

What is your current street address and ZIP?

“},”address” : {“label” : “Street Address:”,”description” : “”,”type”: “text”,”required”: true,”placeholder” : “Street Address”,”invalidMsg”: “Please provide your current street address.”,”doNotTrack”: true},”zip” : {“label” : “ZIP Code:”,”type”: “text”,”required”: true,”placeholder” : “ZIP Code”,”attr”: “size=”5″ maxlength=”5″ pattern=”[0-9]*””,”invalidMsg”: “Please enter a valid 5-digit ZIP code.”},”time_at_current_address” : {“label”: “How long have you lived at this address?”,”type” : “radio”,”required” : true,”placeholder” : “Select a timeframe…”,”class” : “field-stacked”,”options” : [[ “less than 1 year” , “Less than 1 year” ],[ “1 to 2 years” , “1 – 2 Years” ],[ “2 to 5 years” , “2 – 5 Years” ],[ “over 5 years” , “5+ Years” ]]},”phone_full” : {“label” : “What is your phone number?”,”description” : “”,”type”: “tel”,”required”: true,”placeholder” : “(    )     -“,”invalidMsg”: “Please enter a valid phone number.”,”doNotTrack”: true},”vuhlagree_preamble” : {“type”: “html”,”content” : “

By submitting, I acknowledge, consent and agree to the terms listed below.

“},”vuhlagree” : {“type”: “html”,”content” : “By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its affiliates, and lenders, agents and home-services providers about real estate matters or promotional offers from partners, even if they use anautodialer and even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the privacy policy and terms. I may receive service without this consent by contacting Veterans United.”},”vuhlagree_checkbox” : {“type”: “checkbox”,”value” : 1,”required”: true,”invalidMsg”: “Check the box above to continue online. You may alternatively call us at 1-800-884-5560 to move ahead.”,”label” : “I agree to receive calls or texts at this number from Veterans United Home Loans, its affiliates, and lenders, agents and home-services providers about real estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the privacy policy and terms. I may receive service without this consent bycontacting Veterans United.”},”opq” : {“label”: “You’re almost there! How would you like to proceed?”,”type” : “radio”,”required” : true,”invalidMsg”: “Please tell us how you would like to proceed.”,”options” : [[ “no” , “Request a Call” ],[ “yes” , “Continue Online” ]]},”secure_label” : {“type” : “html”,”content” : “SECURE FIELD: Protected by 256-bit SSL Encryption”},”gross_income” : {“label”: “How much do you currently owe on your home mortgage?”,”type” : “radio”,”required” : true,”options” : [[ “90000”, “under $100,000” ],[ “150000” , “$100,000 – $150,000” ],[ “200000” , “$150,000 – $200,000” ],[ “250000” , “$200,000 – $250,000” ],[ “300000” , “$250,000 – $300,000” ],[ “350000” , “$300,000 – $350,000” ],[ “400000” , “$350,000 – $400,000” ],[ “400001” , “$400,000 or more” ],[ “150001” , “I don’t know”]]},”gross_income” : {“label”: “What is your household gross (before taxes) annual income?”,”type” : “radio”,”required” : true,”placeholder” : “Select your gross household income…”,”invalidMsg”: “Please select the total gross (before taxes) annual income for your household.”,”options” : [[ ‘30000’ , ‘Less than $30,000’ ],[ ‘50000’ , ‘$30,000 – $50,000’ ],[ ‘75000’ , ‘$50,000 – $75,000’ ],[ ‘100000’, ‘$75,000 – $100,000’ ],[ ‘100001’, ‘Greater than $100,000’ ]]},”bankruptcy” : {“label”: “Have you declared bankruptcy in the past 2 years?”,”type” : “radio”,”required” : true,”placeholder” : “Select a response…”,”invalidMsg”: “Please select your bankruptcy status.”,”class” : “field-stacked”,”options” : [[ ‘Never’ , ‘No’ ],[ ‘Currently’ , ‘Yes’ ]]},”occupational_status” : {“label”: “What is your current employment status?”,”type” : “radio”,”required” : true,”placeholder” : “Select your employment status…”,”invalidMsg”: “Please select your current employment status.”,”class” : “field-stacked”,”options” : [[‘Employed’, ‘Employed’],[‘Self-Employed’ , ‘Self-Employed / 1099 Independent Contractor’],[‘Retired’ , ‘Retired’],[‘Not-Employed’, ‘Not Employed’]]},”occupational_industry” : {“label”: “In which industry are you employed?”,”type” : “radio”,”required” : true,”placeholder” : “Select your employment industry…”,”invalidMsg”: “Please select your current employment industry.”,”options” : [[‘Agriculture’, ‘Agriculture’],[‘Construction’ , ‘Construction’],[‘Education’, ‘Education’ ],[‘Engineering’, ‘Engineering’ ],[‘Hospitality’, ‘Food & Hospitality’ ],[‘Finance’, ‘Finance’ ],[‘Healthcare’ , ‘Healthcare’ ],[‘IT’ , ‘Information Technology’ ],[‘LawEnforcementPublicSafety’, ‘Law Enforcement / Safety’ ],[‘Transportation’, ‘Transportation / Logistics’ ],[‘Other’, ‘Other’]]},”marital_status” : {“label”: “What is your current marital status?”,”type” : “radio”,”required” : true,”placeholder” : “Select your marital status…”,”invalidMsg”: “Please select your current marital status.”,”options” : [[‘Married’ , ‘Married’],[‘Unmarried’ , ‘Unmarried’],[‘Legally Separated’ , ‘Legally Separated’],[‘Widowed’, ‘Widowed’],[‘Other’, ‘Other’],[‘unknown’, ‘I’d rather not say’]]},”has_real_estate_agent” : {“label”: “Are you currently working with a real estate agent?”,”type” : “radio”,”required” : true,”placeholder” : “Select a response…”,”invalidMsg”: “Please select a response.”,”class” : “field-stacked”,”options” : [[‘no’, ‘No, I do not have an agent’],[‘yes’ , ‘Yes, I have an agent’]]},”wants_real_estate_agent” : {“label”: “Do you need a real estate agent?”,”type” : “radio”,”required” : true,”description” : “Earn up to $1,875* credit at closing when you also work with a Veterans United Realty network agent!”,”invalidMsg”: “Please select a response.”,”class” : “field-stacked”,”options” : [[‘yes’ , ‘Yes, I need an agent (Recommended)’],[‘no’, ‘No, I already have an agent’],[‘na’, ‘Skip this question’]]},”vur_offer_disclaimer” : {“label”: “*Credit amounts vary based on factors including loan amount, restrictions apply.”,”type” : “hidden”},”cash_out” : {“label” : “Would you like to use your home’s equity to borrow additional cash?”,”type”: “radio”,”required”: true,”options” :[[ “yes” , “Yes” ],[ “no”, “No” ]]},”cash_out_amount” : {“label” : “How much additional cash would you like to take out?”,”description” : “You may be able to take out as much as $325,000.”,”type”: “number_slider”,”required”: true,”mask”: “number”,”attr”: “size=”11″ maxlength=”11″ pattern=”[0-9]*””,”min” : “0”,”max” : 325000,”step”: 500,”value” : “0”,”onChange”: “calcRefiTotalLoanAmount”},”first_time” : {“label” : “Is this your first time buying a home?”,”type”: “radio”,”required”: true,”class” : “field-stacked”,”options” :[[ “yes” , “Yes” ],[ “no”, “No” ]]},”sell_before_purchase” : {“label” : “Do you plan to sell your current home when purchasing a new one?”,”type”: “radio”,”required”: true,”class” : “field-stacked”,”options” :[[ “yes” , “Yes” ],[ “no”, “No” ]]},”renting_end_date_label” : {“type”: “html”,”content” : “

When does your lease end?

“},”renting_end_date_month” : {“label” : “Month:”,”type”: “select”,”required”: true,”placeholder” : “Month”,”invalidMsg”: “Please select a month.”,”options” :[[ “01” , “01 – January” ],[ “02” , “02 – February” ],[ “03” , “03 – March” ],[ “04” , “04 – April” ],[ “05” , “05 – May” ],[ “06” , “06 – June” ],[ “07” , “07 – July” ],[ “08” , “08 – August” ],[ “09” , “09 – September” ],[ “10” , “10 – October” ],[ “11” , “11 – November” ],[ “12” , “12 – December” ],[ “99” , “Other / No End Date” ]]},”renting_end_date_year” : {“label” : “Year:”,”type”: “select”,”required”: true,”placeholder” : “Year”,”invalidMsg”: “Please select a valid date in the future.”,”options” :[[ “2022” , “2022” ],[ “2023” , “2023” ],[ “2024” , “2024” ],[ “2025” , “2025” ],[ “2026” , “2026” ],[ “2027” , “2027+” ],[ “9999” , “Other / No End Date” ]]},”current_rent_amount” : {“label”: “What is your current monthly rent payment?”,”type” : “currency”,”placeholder” : “”,”required” : true,”attr”: “size=”9″ maxlength=”9″ pattern=”[0-9]*””,”invalidMsg”: “Please enter a valid dollar amount.”,},”desired_payment” : {“label” : “What is your desired monthly payment?”,”description” : “Enter a monthly payment, including taxes and insurance, that feels comfortable in your budget. An estimate is fine.”,”type”: “currency”,”required”: true,”placeholder” : “”,”invalidMsg”: “Please enter a valid dollar amount.”,”attr”: “size=”9″ maxlength=”9″ pattern=”[0-9]*””,},”twilio_phone” : {“label” : “What is your phone number?”,”description” : “Enter your phone number, and select how you’d like to receive your verification code.”,”type”: “tel”,”required”: true,”placeholder” : “(    )     -“,”invalidMsg”: “Please enter a valid phone number.”,”doNotTrack”: true,},”phone_verify_option” : {“label” : “”,”type”: “radio”,”required”: true,”options” : [[ “text” , “Send code via text” ],[ “call” , “Send code via voice call” ]],”invalidMsg”: “Please make a selection.”,”onChange”: “verifyOptionUpdate”,},”phone_verify_code” : {“label” : “Verification Code”,”description” : “Please enter code that was sent to your phone.”,”type”: “text”,”required”: true,”placeholder” : “Verification Code”,”invalidMsg”: “Please enter the code sent.”,},”previous_customer” : {“label” : “Have you closed a loan with Veterans United before?”,”type”: “radio”,”required”: true,”class” : “field-stacked”,”options” :[[ “yes” , “Yes” ],[ “no” , “No” ],]},”vu_referrer” : {“label” : “How did you hear about Veterans United?”,”type”: “radio”,”required”: true,”options” :[[ “friend or family” , “Friend or Family Member” ],[ “real estate agent” , “Real Estate Agent” ],[ “builder” , “My Builder” ],[ “internet search” , “Internet Search” ],[ “online ad” , “Online Advertisement” ],[ “tv or radio” , “TV or Radio Ad” ],[ “direct mail” , “Direct Mail” ],[ “other” , “Other” ]]},”disability_rating” : {“label”: “Do you have a disability rating of 10% or higher from the VA?”,”description” : “Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. This fee goes directly to the Department of Veterans Affairs.“,”type” : “radio”,”required” : true,”class” : “field-stacked”,”options” : [[ “yes” , “Yes” ],[ “no” , “No” ],[ “unknown” , “I’d rather not say” ]]},”disability_income” : {“label”: “Are you currently receiving VA Disability Income?”,”description” : “Your receipt of VA disability income may help us determine other benefits of your VA loan.”,”type” : “radio”,”required” : true,”class” : “field-stacked”,”options” : [[ “yes” , “Yes” ],[ “no” , “No” ],[ “unknown” , “I’d rather not say” ]]},”current_loan_type” : {“label” : “What type of loan is your current mortgage?”,”type” : “radio”,”required” : true,”options” : [[“Conventional” , “Conventional”],[“VA” , “VA”],[“FHA” , “FHA”],[“USDA” , “USDA”],[“none” , “No current mortgage”],[“unknown” , “I don’t know”]]},”previous_va_loan” : {“label” : “Have you ever used a VA Loan before?”,”type” : “radio”,”required” : true,”class” : “field-stacked”,”options” : [[“yes” , “Yes”],[“no” , “No”]]},”paddio” : {“label” : 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Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.

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is_civilian && has_disability_income”,”target”: “disability_rating”,”action”: “show”,”else”: “hide”},”toggle_military_status” : {“condition” : “! is_civilian && ! is_spouse && ! is_other_va_eligible”,”target” : “military_status”,”action”: “show”,”else”: “hide”},”toggle_currently_overseas” : {“condition” : “is_active_duty && ! is_civilian && ! is_spouse && ! is_other_va_eligible”,”target” : “currently_overseas”,”action”: “show”,”else”: “hide”},”toggle_pcs” : {“condition” : “is_purchase && is_active_duty && ! is_civilian && ! is_spouse && ! is_other_va_eligible”,”target” : “pcs”,”action”: “show”,”else”: “hide”},”toggle_military_type” : {“condition” : “! is_civilian && ! is_spouse && ! is_other_va_eligible”,”target” : “military_type”,”action”: “show”,”else”: “hide”},”toggle_property_type_construction” : {“condition” : “is_refinance”,”target” : “property_type”,”action”: {“disabledOptions” : [“new construction”]},”else”: {“disabledOptions” : [“other”]}},”toggle_living_situation” : {“condition” : “is_purchase”,”target” : “living_situation”,”action” : “show”,”else” : “hide”},”toggle_opq_version” : {“condition” : “random_under_80″,”target” : “opq_version”,”action” : {“value” : “manual”},”else” : {“value” : “auto”},},”toggle_opq_worthy” : {“condition” : “! property_in_territory && ! ( is_refinance && ( has_bankruptcy || is_manufactured_home || ! refi_amount_greater_than_15000 || ( property_state_is_TX && ( is_refi_cashout || is_refi_consolidation ) ) ) )”,”target” : “opq_worthy”,”action” : {“value” : “1”},”else” : {“value” : “0”}},”toggle_ny_opq_message” : {“condition” : “property_state_is_NY”,”target”: “ny_opq_message”,”action”: “show”,”else”: “hide”},},”validation” : {“zip” : {“operator” : “regex”,”value” : “^\d{5}$”},”phone_full” : {“operator” : “regex”,”value” : “^[23456789]\d{9}$”},”renting_end_date_year” : {“operator” : “fn”,”value” : “validateRentingEndDate”},”twilio_phone” : {“operator” : “ajax”,”value” : “validatePhone”},”phone_verify_code” : {“operator” : “ajax”,”value” : “validateCode”},}},”nextText” : “Continue”,”submitText” : “Saveu0020u0026ampu003Bu0020Continue”,”submitUrl” : “https://www.veteransunited.com/backend.php”,”submitFn” : “submitFn”,”autoFocus” : true,};window.mrcFormConfig.order[0].after = $(‘.proof-v2’);$(document).ready(function(){var mrcForm = $(‘#v4_lp’);Fmcty.fn.launchWindow = function(url,opts) {var width = 600,height = 400;if (opts && opts.width) {width = opts.width;}if (opts && opts.height) {height = opts.height;}var left = (screen.width / 2) – (width / 2),top = (screen.height / 2) – (height / 2);if (opts && opts.top) {top = opts.top;}if (opts && opts.left) {left = opts.left;}var fmctyNewWindow = window.open(url, “, ‘menubar=no,toolbar=no,resizable=yes,scrollbars=yes,height=’ + height + ‘,width=’ + width + ‘,top=’ + top + ‘,left=’ + left);if (window.focus) {fmctyNewWindow.focus()}return false;};mrcForm.on(‘fmcty:ready’,function(data){$(this).addClass(‘fmcty-ready’);});Fmcty.fn.calculateDownPayment = function(data){var values=data.values;$(‘input[name=”down_payment”] + label’).each(function () {var label = $(this),input = $(‘#’ + label.attr(‘for’)),percent = input.val();if (percent > 0 && percent =400001) {var range1 = Math.round(400000 * percent / 100);range1 = range1.toString().replace(/B(?=(d{3})+(?!d))/g, “,”);var range = ” ($” + range1 + ” + )”;} else if(values.property_value != 150001) {var range1 = Math.round(parseInt(values.property_value) * percent / 100);var range2 = Math.round((parseInt(values.property_value) + 50000) * percent / 100);range1 = range1.toString().replace(/B(?=(d{3})+(?!d))/g, “,”);range2 = range2.toString().replace(/B(?=(d{3})+(?!d))/g, “,”);var range = ” ($” + range1 + ” – $” + range2 + “)”;} else {var range = “;};percent = percent + “%”;label.html(percent + ” ” + range + “”);} else {label.text(percent + “%”);}}});};Fmcty.fn.validatePhone = function(data) {var rx = new RegExp(‘^\d{10}$’),form_id = data.form_id,phoneValue = data.value,emailValue = data.values.email,currentSection = $(‘#’+form_id+’ .fmcty-section-active’).data(‘fmcty-section’),verifyValue = data.values.phone_verify_option;if(verifyValue == “text”) {var ajaxUrl = “/ajax/twilio_verify_send_code.php?verify_method=sms&phone=” + phoneValue;var verifyCodeDescription = “Please enter code that was sent via text”;} else if(verifyValue == “call”) {var ajaxUrl = “/ajax/twilio_verify_send_code.php?verify_method=call&phone=” + phoneValue;var verifyCodeDescription = “Please enter code that was sent via phone call”;} else if(verifyValue == “email”) {var ajaxUrl = “/ajax/twilio_verify_send_code.php?verify_method=email&email=” + emailValue;var verifyCodeDescription = “Please enter code that was sent via email”;}if(data.values.hasOwnProperty(‘phone_verify_option’)) {if(Fmcty[form_id].hasOwnProperty(‘verifiedPhone’) && Fmcty[form_id].verifiedPhone == phoneValue) {if(currentSection == ‘phone-verify’) {setTimeout(function(){$(‘#’+form_id+’ .fmcty-section[data-fmcty-section=”phone-verify-code”]’).removeClass(‘fmcty-section-waiting’);},1);Fmcty[form_id].next(false);}setTimeout(function(){data.input.valid();data.input.closest(‘.fmcty-section’).removeClass(‘fmcty-section-waiting’);},1);} else {if (rx.test(phoneValue) && ! Fmcty[form_id].phoneCheckInProgress) {Fmcty[form_id].phoneCheckInProgress = true;$.ajax({url: “/ajax/twilio_phone_lookup.php?phone=” + phoneValue,dataType: ‘json’,success: function(response){if (response.carrier_type == “mobile” || response.carrier_type == “landline”) {$.ajax({url: ajaxUrl,dataType: ‘json’,success: function(response){if (response.success == true) {data.input.valid();Fmcty[form_id].verifiedPhone = phoneValue;$(‘#’+form_id+’ .fmcty-section[data-fmcty-section=”phone-verify-code”] .fmcty-field-description’).text(verifyCodeDescription);Fmcty[form_id].next(false);} else {console.log(“Fail to send”);data.input.invalid();/* FAIL TO SEND OPTION? */}},error: function(response){data.input.invalid();}});} else {data.input.invalid();}data.input.closest(‘.fmcty-section’).removeClass(‘fmcty-section-waiting’);Fmcty[form_id].phoneCheckInProgress = false;},error: function(response){data.input.closest(‘.fmcty-section’).removeClass(‘fmcty-section-waiting’);data.input.invalid();Fmcty[form_id].phoneCheckInProgress = false;}});} else {setTimeout(function() {data.input.closest(‘.fmcty-section’).removeClass(‘fmcty-section-waiting’);data.input.invalid();},1);}}} else {setTimeout(function() {data.input.valid();data.input.closest(‘.fmcty-section’).removeClass(‘fmcty-section-waiting’);},1);}};Fmcty.fn.verifyOptionUpdate = function(data) {Fmcty[data.form_id].verifiedPhone = “”;data.form.find(‘input[name=”phone_full”]’).val(data.values.twilio_phone).trigger(‘change’);};Fmcty.fn.validateCode = function(data) {var form_id = data.form_id,codeValue = data.value,phoneValue= data.values.phone_full,emailValue= data.values.email,verifyValue = data.values.phone_verify_option;if(verifyValue == “text”) {var ajaxUrl = “/ajax/twilio_check_verify.php?verify_method=sms&code=” + codeValue + “&phone=” + phoneValue;} else if(verifyValue == “call”) {var ajaxUrl = “/ajax/twilio_check_verify.php?verify_method=call&code=” + codeValue + “&phone=” + phoneValue;} else if(verifyValue == “email”) {var ajaxUrl = “/ajax/twilio_check_verify.php?verify_method=email&code=” + codeValue + “&email=” + emailValue;}$.ajax({url: ajaxUrl,dataType: ‘json’,success: function(response){if (response.success == true) {data.input.valid();Fmcty[form_id].submit(false);} else {data.input.validationText = “Incorrect Verification Code”;data.input.invalid();}},error: function(response){data.input.invalid();}});setTimeout(function() {data.input.valid();data.input.closest(‘.fmcty-section’).removeClass(‘fmcty-section-waiting’);},1);};Fmcty.fn.showOpq = function(Fmcty,input,values,result) {if (window.Fmcty.version && parseFloat(window.Fmcty.version) >= 2) { /* Fmcty 2.0 conversion */input = Fmcty.input;values = Fmcty.values;result = Fmcty.result;}$(input).closest(‘.fmcty-form’).find(‘.fmcty-section[data-fmcty-section=”phone”] .fmcty-submit’).html(‘Continue’);return false;};Fmcty.fn.hideOpq = function(Fmcty,input,values,result) {if (window.Fmcty.version && parseFloat(window.Fmcty.version) >= 2) { /* Fmcty 2.0 conversion */input = Fmcty.input;values = Fmcty.values;result = Fmcty.result;}$(input).closest(‘.fmcty-form’).find(‘.fmcty-section[data-fmcty-section=”phone”] .fmcty-submit’).html(‘Saveu0020u0026ampu003Bu0020Continue’);return false;};Fmcty.fn.validateRentingEndDate = function(data) {var isValid = true,currMonth = 12,currYear= 2022;if (data.values) {if ( parseInt(data.values.renting_end_date_month) ‘).appendTo(prop_search.parent());}if ( ! autocomplete.length ) {autocomplete = $(‘

When autocomplete results are available use up and down arrows to review and enter to select.

‘).insertAfter(prop_search.parent().parent());}var autocomplete_results = autocomplete.find(‘.fmcty-autocomplete-results’);if (value.length ‘+autocomplete_item+’‘);}}location = result.data[0];section.find(‘#prop_search_aria_update’).text(result.data.length + ‘ location results’);section.removeClass(‘fmcty-section-waiting mrc-section-waiting’).addClass(‘mrc-zip-complete’);prop_search.closest(‘.fmcty-field’).addClass(‘fmcty-field-focused’);prop_search.attr(‘aria-expanded’, ‘true’);section.find(‘.fmcty-field-validation’).remove();location_display = “”;if (location.PLACENAME) {location_display += location.PLACENAME+”, “;prop_city.val(location.PLACENAME).trigger(‘change’);} else {prop_city.val(“).trigger(‘change’);}if (location.STATEABBV) {location_display += location.STATEABBV;prop_state.val(location.STATEABBV).trigger(‘change’);} else {prop_state.val(“).trigger(‘change’);}if (location.ZIPCODE) {prop_zip.val(location.ZIPCODE).trigger(‘change’);} else {prop_zip.val(“).trigger(‘change’);}if (location.type === “zip”) {location_display = location.ZIPCODE+”, ” + location_display;}var location_display_partial = location_display.slice(0, value.length),value_regex = new RegExp(value.replace(/[.-dws]+/g, ‘$&’), ‘i’),location_regex = new RegExp(location_display_partial.replace(/[.-dws]+/g, ‘$&’), ‘i’),location_result = location_regex.test(value_regex);if (location_result) {location_display = value + location_display.slice(value.length);} else {location_display = “”;}result_display.val(location_display);} else {section.removeClass(‘fmcty-section-waiting mrc-section-waiting’).removeClass(‘mrc-zip-complete’);prop_search.attr(‘aria-expanded’, ‘false’);section.find(‘#prop_search_aria_update’).text(“);prop_zip.val(“).trigger(‘change’);prop_city.val(“).trigger(‘change’);prop_state.val(“).trigger(‘change’);result_display.val(“);section.find(‘.fmcty-ajax-result-description’).remove();}},function(result) {if (result.statusText && result.statusText === “error”) {section.removeClass(‘fmcty-section-waiting mrc-section-waiting’).removeClass(‘mrc-zip-complete’);prop_search.attr(‘aria-expanded’, ‘false’);prop_state.val(‘fail’).trigger(‘change’);section.find(‘.fmcty-ajax-result-description’).remove();} else {prop_zip.val(“).trigger(‘change’);prop_city.val(“).trigger(‘change’);prop_state.val(“).trigger(‘change’);result_display.val(“);}});};Fmcty.fn.setPropertyState = function(Fmcty,input,value,values,event) {var form;if (window.Fmcty.version && parseFloat(window.Fmcty.version) >= 2) { /* Fmcty 2.0 conversion */form= Fmcty.form;value = Fmcty.value;} else {form = input.closest(‘.fmcty-form’);}form.find(‘input[name=”property_state”]’).val(value).trigger(‘change’);form.find(‘input[name=”property_city”]’).val(“).trigger(‘change’);};if (Fmcty.values) {var prop_search_val = “”;if (Fmcty.values.property_zip) {prop_search_val = Fmcty.values.property_zip;if (Fmcty.values.property_city) {prop_search_val += “, “;}}if (Fmcty.values.property_city) {prop_search_val += Fmcty.values.property_city;if (Fmcty.values.property_state) {prop_search_val += “, ” + Fmcty.values.property_state;}}Fmcty.values.property_search = prop_search_val;}Fmcty.fn.calcRefiLtv = function(data){Fmcty.fn.calcRefiTotalLoanAmount(data);if (!data.values.home_value || !data.values.balance || data.values.home_value == 0) {return;}var homeVal = parseInt(data.values.home_value),balance = parseInt(data.values.balance),ltv = Math.round(balance / homeVal * 100),cashOutMax = Math.round((homeVal * .9 ) – balance);if (cashOutMax > 325000){cashOutMax = 325000;} else if (cashOutMax cashOutMax) {data.form.find(‘[name=”cash_out_amount”]’).val(cashOutMax).trigger(‘change’);}data.form.find(‘[name=”refi_ltv”]’).val(ltv).trigger(‘change’);data.form.find(‘.fmcty_max_cash_out’).text(String(cashOutMax).replace(/(.)(?=(d{3})+$)/g,’$1,’));};Fmcty.fn.calcRefiTotalLoanAmount = function(data){var balance = parseInt(data.values.balance) || 0,cashout = parseInt(data.values.cash_out_amount) || 0;data.form.find(‘[name=”refi_total_loan_amount”]’).val(balance + cashout).trigger(‘change’);};Fmcty.fn.txCashout = function(data){data.form.find(‘input[name=”refi_reason”]’).prop(‘checked’,false).trigger(‘change’).filter(‘[value=”rate”]’).prop(‘checked’,true).trigger(‘change’);};Fmcty.fn.submitFn = function(data){var response = data;if (data.response) {response = data.response; /* Fmcty 2.0 conversion */}if (data.values) {Fmcty.fn.recordLeadFeed(data.values);}if (response && response.return_url) {window.location = response.return_url;}};Fmcty.fn.recordLeadFeed = function(values){if (values && values.first_name && values.property_city){var badNames = [“test”,”fuck”,”fucker”,”shit”,”bitch”,”nigger”,”no”,”none”];if(jQuery.inArray(values.first_name.toLowerCase(), badNames) === -1) {$.ajax({type: “POST”,url: “https://webhook.proofapi.com/cw/s8PWk6DsvxQ1kIlMHomPRJK4BRE2/-M78Glw6aeb1hgoWfTvm”,dataType: “json”,data: {“type” : “custom”,”first_name” : values.first_name,”email” : values.first_name+values.zip+Math.floor((Math.random() * 1000) + 1)+”@example.com”,”city”: values.property_city,”state”: values.property_state,”country”: “United States”,},success: function(response) {},error: function(response) {},});}}};Fmcty.fn.utf8_to_b64 = function( str ) {return window.btoa(unescape(encodeURIComponent( str )));};Fmcty.fn.createRngCookie = function(data){var cookieName = “rngFormData”;var lifetime =30;var value = Fmcty.fn.utf8_to_b64(JSON.stringify(data));Fmcty.fn.createCookie(cookieName,value,lifetime);};Fmcty.fn.saveRngFormValues = function(data){var values = data.values;var rngData = {};rngData.cookieTimeStamp = new Date();rngData.currentField = $(data.section).attr(‘data-fmcty-section’);$.each(values,function(key,value){if ($.inArray(key,Fmcty.rngFields) !== -1){rngData[key] = value;}});Fmcty.fn.createRngCookie(rngData);};Fmcty.fn.deleteRngValues = function() {var cookieName = “rngFormData”;Fmcty.fn.createCookie(cookieName,””,-1);};Fmcty.fn.createCookie = function(name,value,days) {if (days) {var date = new Date();date.setTime(date.getTime()+(days*24*60*60*1000));var expires = “; expires=”+date.toGMTString();}else var expires = “”;document.cookie = name+”=”+value+expires+”; path=/”;};Fmcty.fn.utf8_to_b64 = function( str ) {return window.btoa(unescape(encodeURIComponent( str )));};Fmcty.fn.createRldCookie = function(data){var cookieName = “rldFormData”;var lifetime =1;var value = Fmcty.fn.utf8_to_b64(JSON.stringify(data));Fmcty.fn.createCookie(cookieName,value,lifetime);};Fmcty.fn.saveRldFormValues = function(data){var values = data.values;var rldData = {};rldData.cookieTimeStamp = new Date();rldData.currentField = $(data.section).attr(‘data-fmcty-section’);$.each(values,function(key,value){if ($.inArray(key,Fmcty.rldFields) !== -1){rldData[key] = value;}});Fmcty.fn.createRldCookie(rldData);};Fmcty.fn.deleteRldValues = function() {var cookieName = “rldFormData”;Fmcty.fn.createCookie(cookieName,””,-1);};Fmcty.fn.createCookie = function(name,value,days) {if (days) {var date = new Date();date.setTime(date.getTime()+(days*24*60*60*1000));var expires = “; expires=”+date.toGMTString();}else var expires = “”;document.cookie = name+”=”+value+expires+”; path=/”;};Fmcty.fn.setBindings = function(form_var){form_var.on(“fmcty:next fmcty:prev”,function(e,data){var scrollTop = $(document).scrollTop(),formTop = $(‘#v4_lp’).offset().top;if ( scrollTop > formTop ) {$(“html, body”).animate({scrollTop:formTop},500)}});form_var.on(“fmcty:next”,function(e,data){var elem = data;if (data.section) {elem = data.section; /* Fmcty 2.0 conversion */}if (typeof ga !== ‘undefined’) {ga(‘vuhlga.send’, {hitType: ‘event’,eventCategory: ‘Formocity: #v4_lp’,eventAction: ‘Advance To Section’,eventLabel: $(elem).data(‘fmctySection’)});}});form_var.on(“fmcty:prev”,function(e,data){var elem = data;if (data.section) {elem = data.section; /* Fmcty 2.0 conversion */}if (typeof ga !== ‘undefined’) {ga(‘vuhlga.send’, {hitType: ‘event’,eventCategory: ‘Formocity: #v4_lp’,eventAction: ‘Back To Section’,eventLabel: $(elem).data(‘fmctySection’)});}});form_var.on(“fmcty:change”,function(e,data){if (window.dataLayer && data && data.input_name && ( data.input_name === “property_value” || data.input_name === “home_value” ) ) {var adValue = parseInt(data.value) / 1000;window.dataLayer.push({event : “adValue”,adValue : adValue});}});form_var.on(“fmcty:submit”,function(e,data){var values;if (data.values) {values = data.values;} else {values = data;}if (typeof ga !== ‘undefined’) {ga(‘vuhlga.send’, {hitType: ‘event’,eventCategory: ‘Formocity: #v4_lp’,eventAction: ‘Submit’,eventLabel: values.plc + ‘ ~ ‘ + values.purpose});}if (window.dataLayer) {if ( ! ( parseInt(values.property_value) ‘).prependTo(‘#v4_lp’);progWrapper = progBar.wrap(“).parent();progText = $(“).appendTo(progWrapper);});form_var.on(‘fmcty:progress_updated’,function(e,data){var progress = data;if (data.progress) {progress = data.progress; /* Fmcty 2.0 conversion */}if (progBar && progBar.length){var progressPct = (progress.currentStep)/progress.activeSteps*100;if (isNaN(progressPct) || progressPct 100) {progressPct = 100;}progBar.css(‘transform’, ‘translateX(-‘ + (100-progressPct) + ‘%)’);if (progress.completedSteps > 0) {progWrapper.addClass(‘fmcty-progress-bar-active’);}}});form_var.on(‘fmcty:section_complete’, function(e, data){if (data.section.attr(‘data-fmcty-section’) == ’email’){if(Fmcty.v4_lp) {var values = Fmcty.v4_lp.values;$.post(“/v3/marketo_partial.php”, values);}}});var plc = form_var.data(‘fmctyPlc’);if (plc && window.mrcFormConfig && window.mrcFormConfig.inputs && window.mrcFormConfig.inputs.plc) {window.mrcFormConfig.inputs.plc.value = plc;}form_var.on(‘fmcty:ready’,function(e,data) {var autocomplete_click = false;function autoAdvanceSection (section) {var hasAutoAdvance = !(section.data(‘fmcty-auto-advance’) === false);if (hasAutoAdvance) {Fmcty[‘v4_lp’].next();}}form_var.on(‘click’,’.fmcty-autocomplete-result’,function(e) {e.preventDefault();var link= $(this),section = link.closest(‘.fmcty-section’),hint= section.find(‘.fmcty-autocomplete-placeholder’),prop_search = section.find(‘input[name=”property_search”]’),prop_zip= section.find(‘input[name=”property_zip”]’),prop_state= section.find(‘input[name=”property_state”]’),prop_city = section.find(‘input[name=”property_city”]’);prop_zip.val(link.data(‘zip’)).trigger(‘change’);prop_city.val(link.data(‘city’)).trigger(‘change’);prop_state.val(link.data(‘state’)).trigger(‘change’);prop_search.val(link.text());hint.val(link.text());section.find(‘#prop_search_aria_update’).text(hint.val() + ‘ selected’);section.removeClass(‘mrc-zip-complete’);prop_search.attr(‘aria-expanded’, ‘false’);if ( ” == ‘standard’ ) {prop_search.focus().closest(‘.fmcty-field’).removeClass(‘fmcty-field-focused’);} else {autoAdvanceSection(section);}}).on(‘mousedown’,’.fmcty-autocomplete-result’, function(e) {autocomplete_click = true;});form_var.find(‘[name=”property_search”]’).not(‘[type=”hidden”]’).wrap(“).on(‘focus’,function(e){var link = $(this),section = link.closest(‘.fmcty-section’);link.closest(‘.fmcty-field’).addClass(‘fmcty-field-focused’);if (section.hasClass(‘mrc-zip-complete’)) {prop_search.attr(‘aria-expanded’, ‘true’);}}).on(‘blur’,function(e){var link= $(this),section = link.closest(‘.fmcty-section’),prop_search = section.find(‘input[name=”property_search”]’);if(autocomplete_click) {autocomplete_click = false;form_var.on(‘mouseup’, function() {$(link).closest(‘.fmcty-field’).removeClass(‘fmcty-field-focused’);prop_search.attr(‘aria-expanded’, ‘false’);$(this).off(‘mouseup’);});} else {$(link).closest(‘.fmcty-field’).removeClass(‘fmcty-field-focused’);prop_search.attr(‘aria-expanded’, ‘false’);}}).on(‘keydown’,function(e){if(e.which === 13) {e.preventDefault();e.stopImmediatePropagation();}}).on(‘keyup’,function(e) {var input = $(this),section = input.closest(‘.fmcty-section’);hint= section.find(‘.fmcty-autocomplete-placeholder’),prop_field= section.find(‘.field-property_search’),prop_search = section.find(‘input[name=”property_search”]’);var results = $(‘.fmcty-autocomplete-result’);section.find(‘.fmcty-autocomplete-placeholder’).val(“);switch(e.which) {case 9:break;case 13:section.removeClass(‘mrc-zip-complete’);section.find(‘#prop_search_aria_update’).text(hint.val() + ‘ selected’);if ( ” == ‘standard’ ) {prop_search.focus().closest(‘.fmcty-field’).removeClass(‘fmcty-field-focused’);} else {autoAdvanceSection(section);}break;case 16:case 37:case 38:case 39:case 40:break;default:Fmcty.fn.locationLookup({“event”: e,”input”: input,”value”: input.val()});break;}if (results.length && prop_field.hasClass(‘fmcty-field-focused’) && section.hasClass(‘mrc-zip-complete’) ) {var selected_result = results.filter(‘.hover’);results.removeClass(‘hover’).attr(‘aria-selected’, ‘false’);prop_search.attr(‘aria-activedescendant’, “);if (e.which === 38 || e.which === 40) {var hint= section.find(‘.fmcty-autocomplete-placeholder’),prop_zip= section.find(‘input[name=”property_zip”]’),prop_state= section.find(‘input[name=”property_state”]’),prop_city = section.find(‘input[name=”property_city”]’);switch(e.which) {case 38:if (selected_result.length && selected_result.parent().prev().children(‘a’).length) {selected_result = selected_result.parent().prev().children(‘a’).addClass(‘hover’).attr(‘aria-selected’, ‘true’);prop_search.attr(‘aria-activedescendant’, selected_result.attr(‘id’));input.val(selected_result.text());hint.val(selected_result.text());prop_zip.val(selected_result.data(‘zip’)).trigger(‘change’);prop_city.val(selected_result.data(‘city’)).trigger(‘change’);prop_state.val(selected_result.data(‘state’)).trigger(‘change’);} else {prop_search.attr(‘aria-activedescendant’, “);}break;case 40:if (! selected_result.length) {selected_result = results.first().addClass(‘hover’).attr(‘aria-selected’, ‘true’);} else if (selected_result.parent().next().children(‘a’).length) {selected_result = selected_result.parent().next().children(‘a’).addClass(‘hover’).attr(‘aria-selected’, ‘true’);} else {selected_result = results.last().addClass(‘hover’).attr(‘aria-selected’, ‘true’);}prop_search.attr(‘aria-activedescendant’, selected_result.attr(‘id’));input.val(selected_result.text());hint.val(selected_result.text());prop_zip.val(selected_result.data(‘zip’)).trigger(‘change’);prop_city.val(selected_result.data(‘city’)).trigger(‘change’);prop_state.val(selected_result.data(‘state’)).trigger(‘change’);break;}}}});});form_var.on(‘fmcty:ready’, function() {function check_ap() {if (typeof window.activeProspectCert !== ‘undefined’) {$(“input[name=’ap_token’]”).val(window.activeProspectCert).trigger(‘change’);} else {if(typeof loadTrustedForm == ‘function’) {loadTrustedForm();setTimeout(check_ap,1000);}}}check_ap();});form_var.on(‘fmcty:ready’, function(e,data){Fmcty.rngFields = [];var allInputs = Fmcty[data.form_id].config.inputs;Fmcty.rngFields.push(‘cookieTimeStamp’);Fmcty.rngFields.push(‘currentField’);$.each(allInputs,function(key,value){if((! this.doNotTrack && this.type !== “hidden” && this.type !== “html”) || key === “curi” || key === “first_name” || key === “last_name” || key === “email” || key === “property_zip” || key === “property_state” || key === “property_city”){Fmcty.rngFields.push(key);}});});form_var.on(‘fmcty:section_complete’, function(e,data){Fmcty.fn.saveRngFormValues(data);});form_var.on(‘fmcty:submit’, function(e,data){Fmcty.fn.deleteRngValues();});};Fmcty.fn.setBindings(mrcForm);populateAddresses = function (result) {var input = $(‘input[name=”property_search_2″]’);var section = input.closest(‘.fmcty-section’);var prop_search = section.find(‘input[name=”property_search_2″]’);var prop_rupid = section.find(‘input[name=”property_rupid”]’);var autocomplete = section.find(‘.fmcty-autocomplete’);var autocomplete_results = autocomplete.find(‘.fmcty-autocomplete-results’);var placeholder = $(‘.fmcty-autocomplete-placeholder’);if (typeof result.content !== ‘undefined’) {autocomplete_results.html(“”);placeholder.html(“”);section.find(“#prop_search_aria_update”).text(result.content.length + ” location results”);section.removeClass(“fmcty-section-waiting mrc-section-waiting”).addClass(“mrc-zip-complete”);section.find(“.fmcty-field-validation”).remove();if (result.content.length > 0) {for (var i = 0; i ‘ + autocomplete_item + ‘‘);}} else {autocomplete_results.append(‘

  • Sorry, no results found
  • ‘);}} else {section.removeClass(“fmcty-section-waiting mrc-section-waiting”).removeClass(“mrc-zip-complete”);prop_search.attr(“aria-expanded”, “false”);section.find(“#prop_search_aria_update”).text(“”);prop_rupid.val(“”).trigger(“change”);section.find(“.fmcty-ajax-result-description”).remove();}$(‘body’).on(‘click’, ‘.fmcty-autocomplete-result’, function (e) {e.preventDefault();var link = $(this);var prop_address = section.find(‘input[name=”address”]’);var prop_rupid = section.find(‘input[name=”property_rupid”]’);prop_rupid.val(link.data(‘rupid’)).trigger(‘change’);prop_address.val(link.data(‘address’)).trigger(‘change’);placeholder.val(“);});$(‘[name=”property_search_2″]’).not(‘[type=”hidden”]’).on(‘keyup’, function (e) {var input = $(this),section = input.closest(‘.fmcty-section’),placeholder = $(‘.fmcty-autocomplete-placeholder’),results = $(‘.fmcty-autocomplete-results a’);if (results.length) {var selected_result = results.filter(‘.hover’);if (e.which === 38 || e.which === 39 || e.which === 40) {var prop_rupid = section.find(‘input[name=”property_rupid”]’),prop_zip = section.find(‘input[name=”zip”]’),prop_state = section.find(‘input[name=”property_state_2″]’),prop_city = section.find(‘input[name=”property_city_2″]’),prop_address = section.find(‘input[name=”address”]’);switch (e.which) {case 38: if (selected_result.length && selected_result.parent().prev().children(‘a’).length) {prop_rupid.val(selected_result.data(‘rupid’)).trigger(‘change’);prop_address.val(selected_result.data(‘address’)).trigger(‘change’);}placeholder.val(“);break;case 39: input.val(result.content[0].full_address.toUpperCase()).trigger(‘change’);prop_zip.val(result.content[0].zip).trigger(‘change’);prop_city.val(result.content[0].city).trigger(‘change’);prop_address.val(result.content[0].street_address).trigger(‘change’);prop_state.val(result.content[0].state).trigger(‘change’);prop_rupid.val(result.content[0].rupid).trigger(‘change’);placeholder.val(“);break;case 40: prop_address.val(selected_result.data(‘address’)).trigger(‘change’);prop_rupid.val(selected_result.data(‘rupid’)).trigger(‘change’);placeholder.val(“);break;}}}});};mrcForm.formocity(window.mrcFormConfig);}); ]]>

    Triad commercial real estate market continues to show strong activity


    Content by CBRE. Commercial real estate in the Triad saw continued growth in Q3, despite nationwide economic whipsaws of rising interest rates and inflation.

    Effective Agents

    Get Deep Performance Insights On Top Real Estate Agents Near You

    Top real estate agents sell homes faster and for more money. We’ve analyzed top agents across the US so you can compare the best real estate agents near you using metrics that matter; how well they sell homes like yours.

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    Mayor Turner Launches City of Houston Open Finance Initiative Tied to Financial Transparency – City of Houston

    Mayor Turner Launches City of Houston Open Finance Initiative Tied to Financial Transparency  City of Houston
    source

    New listings lag as Fraser Valley real estate market sees third month of declining sales


    SURREY, British Columbia, Dec. 02, 2022 (GLOBE NEWSWIRE) — With sales down almost seven per cent from October, and new listings off by more than 20 per…

    New year could put Cincinnati's white-hot housing market to the test


    As interest rates heat up, some insiders expect residential sales to ‘cool down,’ while others remain more optimistic.

    Lisbon’s Prime housing market in 2022: Highs and lows of a Real Estate Agent in an owners’ market


    by Sara Outeiro, ex Realtor and Business Development
    Manager at EQTY Capital

    Which Real Estate Strategy Is For You?: 5 Options

    When, a homeowner, decides, it is time, for him, to sell his existing home, it may be, for any number, of possible reasons! Some are obvious, such as financial challenges, job relocation, changing personal needs, priorities, etc, while, other motivations, may be, more – personal, etc! Regardless, however, in my, over 15 years, as a Real Estate Licensed Salesperson, in the State of New York, I have learned, and strongly, believe, a primary, initial decision, which, often, has significant impacts, is the initial, listing price, when the house, originally, is, put – on – the – market, to sell. Basically, there are 5 basic strategies, for pricing, your home, for – sale. With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, what these are, and, why, it matters.

    1. High – end of range: Especially, in these times, where, we see, a combination of limited, available inventory, near – record – low mortgage interest rates, and a sellers – market, many homeowners, seem, to prefer, pricing their houses, at the higher end, of the range! In, some cases, this strategy, achieves its objectives, but, often, risks, houses, which don’t end – up, selling, Using this strategy, should, only, be considered, when the seller, is willing to take some risks (hoping for greater rewards), and isn’t under, time – pressure!

    2. Middle, of the range: In most cases, the smartest approach, is, to price a house, in the middle of the range, suggested, by preparing, a professionally, designed/ created, Competitive Market Analysis (usually, referred to, as a, CMA). This, usually, creates, a strong – demand, by, qualified, potential buyers!

    3. Lower third of range: There may be, several reasons, for this approach, to listing price! Usually, it creates, a significant demand, from qualified buyers, and, helping, to sell the house, for the best – price, in the shortest – period, with a minimum of hassle!

    4. Pricing above the high point: During certain, real estate markets, such as the one, we have witnessed, for several months, currently, we often, witness, listing prices, set, above the higher – end, of the indicated range! When, prices, are rising, quickly, this may help getting more money, for one’s house, but, since most buyers, use a mortgage loan, to help finance/ pay – for, the home, doing this, risks, home appraisals, which don’t, perhaps, justify, the size of the desired loan!

    5. Below lowest point: Setting an initial, listing price, below, market – levels, may be indicated, under certain circumstances/ conditions. This approach may be effective, when a seller wishes for a speedier sale, and, believes, creating, a so – called, bidding – war, may, make sense! It may also be a good approach, for marketing houses, with some, unusual circumstances, needs, goals, and priorities!

    Whichever strategy/ approach, used, it is important to realize, there is a significant different, between, listing, and selling, prices! Will you be an educated, informed, smarter home – seller?


    Source by Richard Brody

    The Low Inventory Housing Shortage In Real Estate


    U.S. housing inventory reached a record low in 2022. Learn more about what’s causing the shortage — and what might fix it.